The pricing technique used by most retailers is cost-plus pricing. This involves adding a markup amount (or percentage) to the retailers cost. Another common technique is manufacturers suggested list pricing. This simply involves charging the amount suggested by the manufacturer and usually printed on the product by the manufacturer.

In Western countries, retail prices are often so-called psychological prices or odd prices: a little less than a round number, e.g. $ 6.95. In Chinese societies, prices are generally either a round number or sometimes some lucky number. This creates price points.

Often prices are fixed and displayed on signs or labels. Alternatively, there can be price discrimination for a variety of reasons. The retailer charges higher prices to some customers and lower prices to others. For example, a customer may have to pay more if the seller determines that he or she is willing to. The retailer may conclude this due to the customer’s wealth, carelessness, lack of knowledge, or eagerness to buy.

Price discrimination can lead to a bargaining situation often called haggling, a negotiation about the price. Economists see this as determining how the transaction’s total surplus will be divided into consumer and producer surplus. Neither party has a clear advantage, because the threat of no sale exists, whence the surplus vanishes for both.

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The first piece jewelry that springs to mind with wedding jewelry is a wedding ring. Which wedding ring do you choose? Which pattern? Which metal? Well we have searched the web to give you all of the options to choose from on this one site.

For many people, their wedding ring may be the most expensive or even the only piece of jewelry that they will wear or own. Therefore it is important that the right ring is chosen out of the thousands that are available. The choices are almost endless but I will try and give you a few.

Wedding rings are traditionally worn on the left ring finger because it was believed that the vein in that finger went straight to the heart. Nowadays, the tradition still exists even though modern medical technology has proven the belief wrong. In some parts of the world the wedding band is worn on the right hand ring finger, places such as Norway, Germany, Poland, India or Russia.

The metal the ring is made from is the first and most obvious choice. This can be out of a variety of metals including yellow gold, white gold, rose gold, titanium and platinum.

White gold is an alloy of yellow gold and is also measured in carats.

Rose gold is a gold and copper alloy with a reddish color so mainly used for specialist jewelry. Rose gold is also sometimes known as red gold or pink gold.

Titanium is a light, strong, corrosion-resistant metal white a white silvery metallic color. Titanium is as strong as steel but has only 60% of it's density so it is much lighter.

Platinum is a heavy gray white metal resistant to corrosion. Platinum is more precious to gold and it price varies along with it's availability, normally just under twice the price of gold.

These metals are used on their own, but often white and yellow gold, or two other metals or colors are used together in the same ring to give it an extra special effect, this would be called a two tone ring, sometimes three colours are used in a tri-colored ring.

It is a good idea to have your engagement and wedding ring made out of the same metal if they are going to be worn next to each other. This is because over a period of time a harder metal such as 9ct gold would wear down a softer metal such as 18ct gold.

Many different patterns are available in wedding rings, such as a plain band or a twisted pattern or engraving. Rings can be made of several bands intertwined together so that they move around each other even though they are as one ring. Some of the names of different styles of wedding rings are braided, hammered, Celtic and diamond.

Celtic jewelry is available in many different forms and designs such as Celtic knotwork. The most popular form of Celtic jewelry is the Celtic ring which many people choose for their wedding rings or bands, engagement rings, promise rings and also friendship rings.

Some couples have their names and the date of the wedding engraved into their wedding rings to strengthen the symbolism and sentimentality of the rings as they become family heirlooms.

Wedding rings can cost anything from only a few dollars to thousands upon thousands of dollars. It depends totally on what you are buying, what your budget is and what sort of quality you are looking for.

Wedding rings can be tailor made to suit you, you could choose precious stones to be set into your ring, such as diamonds, emeralds, sapphires, rubies and many more. Birth stones are a personal touch to a ring also as a special idea.

I hope these ideas have helped you along your way to choosing the perfect wedding rings for you and your partner

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Pearl necklaces were once associated with a certain, more mature age group, but not anymore. Pearls are a great, versatile accessory for women, as they look great with every type of outfit, from smart looking business wear to elegant evening wear.

Because pearl necklaces come in a multitude of styles and colors, women of every age can find a string of pears that suits them well. The look of pearls around a woman's neck conveys a cultured, classy look. It doesn't matter who it is that's gazing upon the pearls, the reaction is always the same.

You may have thought that pearl necklaces are on the expensive side, but that's not necessarily true. The price of pearl necklaces is greatly influenced by the quality of the pearls that are used in the necklace. The basic two classifications of pearls are freshwater and saltwater.

Saltwater pearls, the more expensive of the two, can come in two varieties - cultured or natural. Despite the fact that freshwater pearls are not as expensive as saltwater pearls, they look very similar and are still eye-catching and beautiful. In fact, there are many women who prefer necklaces made of freshwater pearls. Another thing that will affect the price of pearl necklaces is the lack of flaws and roundness of the particular pearls being used.

Pearl necklaces come in many different styles. There are, however, five that represent the most common styles available. No one style is better than the rest, but certain styles are better for certain types of garments and situations.

The choker style pearl necklaces are between 14 and 16 inches in length. This is a great length because of the versatility is offers. It looks good when worn with both casual and formal wear.

A princess style pearl necklace is a good choice for both revealingly low necklines and high conservative necklines. This classification of pearl necklaces ranges in length from 17 to 19 inches.

At 20 to 24 inches, a matinee necklace works well for both business and casual applications.

The opera style pearl necklace is particularly versatile because at 28 to 34 inches in length, it can be worn as a single strand or doubled over and worn as a dual-stranded choker.

A rope style pearl necklace is an amazing 45 inches long or longer. Doubling or tripling this necklace will help you achieve a classy and elegant look, while wearing it as a single strand with a pant-suit is a terrific, style-conscious look.

Indeed, a pearl necklace is something that every woman can benefit from wearing. For perhaps every occasion, there's a style of pearl necklace to match. Experiment with different lengths and styles to see which looks best on you.

Maintaining the luster of your delicate gems:

To maintain the striking sheen of your pearls, proper care should be taken. If dirt builds up on them, they will definitely lose their shine. Use a soft, non-abrasive cloth to clean them after every wear. Rubbing your pearls with a rough material will only cause scratches on the surface of your precious gems. Similarly avoid using a brush. Wash you pearls with a gentle soap solution only.

Summary:

Pearl necklaces are now made available in styles and lengths that are sure to give women of every age a wonderfully classy look. Find out which length would work best with your favorite outfit here.

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Jewelry insurance is a step you can take to protect your valuable fine jewelry. Most wealthy people take time to insure their jewelry, but there are a substantial number of people who are not as wealthy but own jewelry that is worth insuring.

If you have homeowners or renters insurance it may not fully cover your jewelry. Your insurance policy may cover jewelry theft, but not loss that occurs for other reasons.

Renter's and homeowner's insurance policies also set limits for the loss of certain categories of personal property, including jewelry. Homeowner's policies typically pay a maximum of $1,5 00 for jewelry theft. A renter's insurance policy might have a lower limit for jewelry loss--$500-$1000 is common.

The following are some tips for insuring your valuable fine jewelry.

One of the first and most important steps is to have all of your fine jewelry appraised by an independent appraiser. Make sure each item is listed, described and valued on paper.

You may be able to choose coverage with or without a deductible. Rates for personal property insurance may vary depending on where you live.

Carefully read and understand your home owner's or renter's insurance policy to find out the amount of coverage it will provide for items such as jewelry. The best insurance will cover loss, theft and damage.

Ask your insurance agent about taking out a separate policy on your valuables or adding a rider to your home owner's policy to cover jewelry that goes beyond the value of personal property covered in the basic policy.

Take time to compare all insurance plans, as well as the reputation of each company. Choose the one that gives you the most coverage for your money and the most flexibility if you have to replace jewelry.

Other tips to protect your jewelry:

-You should store your jewelry in a personal safe or in a safety deposit box.

-You should inspect your jewelry on a regular basis to reassess its value. If your jewelry is not valued properly, you may not be able to recover what you need to replace it if is stolen or lost.

-It is a good idea to have photos of your jewelry. Sometimes photos can offer assistance in recovering or replacing your valuables.

You should make yourself familiar with how the insurance process works. Ask your insurance agent questions before you insure an item. Don't wait until you need to file a claim. Always read the fine print in any insurance contract to make sure your are receiving the coverage you expect.

Your wedding day is more memorable if you let other people at your feel they are being appreciated. It is always an etiquette to end the wedding by thanking everybody who spend their time and support to the one very special moment of your life. After all, there are several people at your wedding, particularly your groomsmen, best man, bridesmaids and maid of honor, who will do anything to make your big day as perfect as possible. A groomsman or best man will be proud of his new role as the groom's confidant. The ring bearer is at the ready always. However, despite of their their priceless support, they aren't expecting anything in return. So you want to commemorate the bond of friendship towards them by giving them special wedding gifts. And you want to carefully choose special wedding gifts for both male and female attendants, as careful as choosing a perfect ring for your bride.

You want to show how thankful you are having them around at your wedding, as well as thanking them for their support and advices. Also, you wan to thank them for all the good times you have shared with them. With one special gift for each of these people, you have shown them that they really have a special place in your heart.

Perhaps they have unwrapped many keepsakes long ago, some were from their family, some were from their high school friends, and others are from their college buddies. It may not make any difference, but the mere fact that there is a conveying thought within each gifts is what really matters most.

The bride and the groom may give their wedding gifts to their attendants during pre-wedding parties. The groom may hand a gift to each of his groomsmen at the rehearsal party. This is the groom's last gathering with family and friends before the wedding, therefore it is the perfect time for him to commemorate the past while looking for to the future. Just like the groom, the bride may also give gifts to her bridesmaids and maid of honor at this time.

When choosing wedding gifts for your ever supportive attendants, make sure to choose gifts that will obviously appreciated. This is where personal and unique gifts work best. For younger attendants like the ring bearer and flower girls, something less sophisticated might appeal to their youth. Gifts for groomsmen and bridesmaids can be identical to one another. However, gifts for best man and maid of honor should be set apart. If you want to make a great impact, consider choosing gifts that are related to each of their interests, likes and hobbies.

However, before you dream of giving the most special gifts to those people at your wedding, make sure you have enough budget to spend. Wedding these days can really cost a fortune, so you want to somehow cut your wedding expenses by giving inexpensive bridesmaids gifts, groomsmen gifts, as well as affordable wedding favors for your guests. Having an inexpensive wedding ideas, however, doesn't mean you have to compromise the quality of keepsakes you want to give. In fact, there are inexpensive wedding ideas yet can still be very beautiful and appreciable for everyone.

7 Steps to Great Makeup - - -

1. Avoid wearing too much

Makeup is meant to enhance features not bring negative attention to you. That's what wearing too much makeup will do; it will bring you unwanted attention. Don't wear too much of anything such as:

i) Eyeliner: dark, thick eyeliner will make you look overdone and will ruin the rest of your makeup.

ii) Mascara: too much mascara looks fake and will flake. It looks especially bad if worn with thick eyeliner or dark blue eye eye shadow.

iii) Foundation: Make sure your foundation is the same color as your skin. Foundation is meant to protect and give the face a smooth look. The magic word is blend.

iv) Powder:The same holds true for powder - not too much. Also, be sure to blend your makeup so there are no obvious lineS

2. Lips

Apply lip liner to completely cover the lips, add color and your lipstick will stay on much longer. Make sure your lip liner doesn't show. Also, your lip color should match your skin tone; wear cool colors if you have cool coloring and warm colors if you have warm coloring. If you want to make your lips look smaller, keep your liner on the inside of your lips. However, if you decide to make your lips look larger, going outside the natural outline of you lips is a mistake. This can look quite messy and unnatural.

3. Appropriate makeup
Wear makeup that is appropriate for the occasion. If you are going to the beach you shouldn't wear the same or as much makeup as you would if you were going dancing. Also, when you are in daylight your makeup should be a lighter than when you are out for the evening.


4. Too little or no makeup

Some women don't wear makeup because they are not sure how to use it and are afraid of being overdone. If you are unsure, start will light colours in your shade. Start slowly and add one product at a time. Maybe start with foundation, add mascara, blush or lipstick. If you are not used to wearing makeup, using a lot a first may be a little too much for you, so start slowly. The bottom line is a little is better than none. If you are still unsure seek professional advice.

5. Overall look

When your makeup is completed it should look natural. That means avoiding colours that clash. If you have dark skin and hair you will look better in darker shades; light colours will make you look washed out. If your hair and skin tone are light, light colours will look better on you. Dark makeup will make you look older and harsh. If you have oily skin, first use oil control moisturizer and foundation. Then be sure to wear loose powder, keeping pressed powder with you for touch ups.


6. Hair color

Your hair color should also be in harmony with your skin. If you have dark hair and you want to add color, keep it close to the same shade. If you have light hair, use light colors. As you age your skin will lighten, so should your hair color. One last thing about hair color - if you do color you hair be sure you keep it up, don't let your roots show.

7. One last thing

Keep makeup looking fresh all day by doing regular touch ups. Don't let your makeup fade or crease. Smile!!!